As December winds down and Christmas draws to a close I like most of you I am sure find myself thinking of how to make next year better than the one that is ending. 2010 was an interesting year to say the least. I watched my children become a year older, my oldest went from elementary into junior high school, my baby not only started school but thrives there, and my husband became temporarily (thank God) unemployed. He is back to work now which is good but timing as always has a way of biting me in the rear & he will miss Christmas again this year. I have done good on some of my goals. We have whittled down our debt by paying off 2 credit cards & paying down another. But this still seems to be taking a toll so we have decided to make bigger changes. We stopped paying Child support in April so now we have some extra room in the budget to start snowballing things. We've also decided to give up tv beginning in January. Next will be our landline in Feb & reducing our cell phones in Feb too. I also have my van up for sale and if all that goes as planned we can put close to $700 more a month to our debt. I know the mortgages won't get paid off sooner but I am not concerned with those. I just really want to pay the credit cards off completely.
Also, I'm coming up with a new business venture which may allow me to keep the van & to have it pay for itself. In the new year I will be a personal grocery shopper. I even have my first client lined up. I think this will be a great idea. I am really excited. I think there are people who will pay a reasonable fee to have someone do their grocery shopping for them.
I don't really have any resolutions....I am not saying I am resolved to be/do this that or the other but I do have goals which I will be writing up for another post & I will be printing them & posting them in my home to help hold myself accountable. I look forward to announcing wheneve a step has been accomplished towards my goals.
Do you have goals or resolutions for 2011?